Group Trip Expense Splitter
Add each trip expense with who paid it, and this tool instantly works out everyone's fair share and the simplest set of payments to settle up. Everything runs in your browser — nothing is uploaded or stored.
📖 How it works & FAQSplit trip costs without the awkward math
Group trips are fun until the spreadsheet comes out. One person books the hotel, another covers dinners, a third fills the gas tank — and by the end nobody remembers who owes what. This splitter does the accounting for you. Enter every shared expense with the amount and who paid it, and the tool totals the trip, divides it equally among everyone, and works out each person's balance. It then computes a simple settle-up: the shortest list of person-to-person payments that squares the whole group, so three people don't each send three separate transfers when one or two payments would do.
Everything is calculated live in your browser using exact cent-level math, so nothing you type is uploaded, tracked, or saved anywhere. Figures are estimates only, not professional financial advice; currency conversion, tips, and payment-app fees can shift real-world amounts.
How to use it
- Set the number of people on the trip. Name fields appear automatically — filling them in is optional but makes the results easier to read.
- Add each shared expense: a short description, the amount, and who paid it. Use the + Add expense button for more rows and the × button to remove one.
- Read the results, which update as you type: total spend, the fair share per person, the settle-up payments (who pays whom, and how much), and each person's paid-versus-owed summary.
FAQ
- How does the settle-up work?
- Each person's balance is what they paid minus their equal share. The tool then matches the biggest debtor with the biggest creditor repeatedly, which keeps the number of payments small — usually far fewer than everyone paying everyone.
- Can I split some expenses between only certain people?
- This tool splits every expense equally among the whole group. For a partial split, run those expenses separately with just the people involved and combine the results.
- Does it handle different currencies?
- Enter all amounts in one currency. If someone paid in another currency, convert it first at the rate your card or bank actually charged.
- Why don't the payments match my mental math exactly?
- The tool works in exact cents and rounds only at display time, so totals reconcile to the penny. Odd totals split across a group can leave a one-cent difference for one person.