Helpful Toolbox

Subscription Cost Calculator

Add every subscription you pay for — streaming, software, memberships — and instantly see your true monthly and annual spend. Everything runs in your browser; nothing is uploaded or saved.

📖 How it works & FAQ

See what your subscriptions really cost

Streaming, software, cloud storage, gym memberships, news sites, delivery clubs — small charges add up quietly. A $12.99 here and a $79 annual renewal there rarely feel like much on their own, but stacked together they can quietly eat hundreds or even thousands of dollars a year. This calculator lists everything in one place and converts every plan to the same footing, so a yearly bill and a monthly bill can be compared side by side. Yearly plans are divided by 12 to get their monthly cost, and your monthly total is multiplied by 12 for the annual figure, with a per-day number thrown in for perspective. It also flags your single biggest subscription, which is usually the best place to start if you want to trim the total.

Private & free

Everything runs locally in your browser. Your subscription list is never uploaded, stored, or shared — close the tab and it is gone. Figures are estimates only, not professional or financial advice; rates & fees vary and taxes or promo pricing can change what you actually pay.

How to use it

  1. Type a subscription name in the first box — Netflix, Spotify, iCloud, whatever you pay for.
  2. Enter the cost exactly as you are billed, then choose Monthly or Yearly to match the billing cycle.
  3. Click + Add subscription for each additional service, or the × button to remove one.
  4. Watch the totals update live: monthly spend, yearly spend, cost per day, and your biggest line item.

FAQ

How are yearly subscriptions converted to monthly?
The annual price is divided by 12. A $120/year plan counts as $10 per month in the monthly total.
Does the calculator handle weekly or quarterly billing?
Not directly — convert first. Multiply a weekly price by 4.33 for a monthly figure, or multiply a quarterly price by 4 and enter it as yearly.
Is my subscription list saved anywhere?
No. The tool is fully client-side, so your list lives only on your screen and disappears when you leave the page.
What counts as a subscription worth adding?
Anything that charges you on a schedule: apps, streaming, insurance add-ons, domain renewals, memberships, and free trials that will convert to paid soon.